444 Karayolu Taşıma Kanunu Kapsamındaki Araçların Karıştığı Kaza Sonucunda Ortaya Çıkan Zararlar Bakımından Trafik Sigortası Teminat Limiti Uygulaması Nasıl Olmalıdır? veya sigortalarına başvurabileceği incelenecektir. Ayrıca poliçe teminat limiti uygulamasının nasıl olması gerektiğine değinilecektir. Anahtar Kelimeler: Karayolu Taşıma Kanunu, Zorunlu Karayolu Taşımacılık Mali Sorumluluk Sigortası, Karayolları Motorlu Araçlar Zorunlu Malî Sorumluluk Sigortası, Poliçe Teminat Limiti, Zarar Gören Üçüncü Kişi Abstract: According to Law No. 4925 on Highway Transportation Article 2/1, interstate and international carriers were required to obtain Mandatory Highway Transportation Financial Liability Insurance. In this context, bodily injuries suffered by passengers due to accidents during transportation within the scope of the Highway Transportation Law were covered by Mandatory Highway Transportation Financial Liability Insurance, while damages exceeding the policy coverage limit were covered by the Mandatory Financial Liability Insurance for Motor Vehicles on Highways. However, in 2016, an amendment was made to the Highway Transportation Law through Law No. 6704, resulting in the abolition of Mandatory Highway Transportation Financial Liability Insurance. The legal change stipulated that both material and bodily damages would be covered by the Mandatory Financial Liability Insurance for Motor Vehicles on Highways. In this regard, changes were made to the Regulation on Tariff Application Principles in Mandatory Financial Liability Insurance for Motor Vehicles on Highways. It was specified that policy coverage limits for Mandatory Financial Liability Insurance for Motor Vehicles on Highways, applicable to vehicles engaged in interstate and international transportation within the framework of the Highway Transportation Law, would be applied at twice the standard limit. This study will focus on the compensation for damages arising from accidents during transportation under the Highway Transportation Law, both before and after the amendment introduced by Law No. 6704. It will address who can apply for which liability insurance and/or insurances for specific damages. Additionally, this study will also discuss how the policy coverage limit should be applied. Keywords: Road Transport Law, Mandatory Highway Transportation Financial Liability Insurance, Mandatory Financial Liability Insurance for Motor Vehicles on Highways, Policy Coverage Limit, Third Party Injured GİRİŞ 4925 sayılı Karayolu Taşıma Kanunu1 ile Kanun’un kapsamı hakkında 2. maddesinde düzenleme yapılmıştır. Anılan hüküm şu şekildedir: “Bu Kanun kamuya açık karayolunda motorlu taşıtlarla yapılan yolcu ve eşya taşımalarını, taşımacıları, taşıma acentelerini, taşıma işleri komisyon1 RG, 19.07.2003, S. 25173.
RkJQdWJsaXNoZXIy MTQ3OTE1