123 Union of Turkish Bar Associations Review 2022 Hacı KARA bb) Excluded Risks The following cases are not covered by the insurance coverage: 1) Indemnity claims arising from the activities of the insured outside of his professional activity, which are covered by the policy and the limits of which are determined by legal rules or ethical rules, 2) Indemnity claims of the insured arising from the activities outside the scope of responsibility of the organizations covered by the policy, excluding the fulfillment of humanitarian duty, 3) All kinds of penalties and penal conditions, including administrative and judicial fines, 4) Compensation claims arising from all kinds of experiments, excluding those performed as a requirement of medical professional activity, within the framework determined by the relevant legislation (General Conditions A.3), 5) Compensation claims arising from the application of general anesthesia by dentists and surgeons, unless it is done in a licensed health institution or organization and except in emergencies and under the supervision of a duly authorized anesthesiologist, 6) Compensation claims arising from all kinds of treatment and health services provided during the period temporarily banned from the profession, excluding first aid and emergency response, 7) Indemnity claims arising from not having sufficient and necessary equipment and equipment due to personal fault of the insured in places where first aid or emergency aid services are provided, 8) Claims for damages due to the dangerous properties of a radioactive, toxic, explosive or any explosive nuclear compound or nuclear part thereof, other than for medical purposes, 9) Except for medical purposes, all kinds of diseases (including cancer) or asbestos-related indemnities arising from the use of diethylstibesterol (DES), dioxin, urea formaldehyde, asbestos, asbestoscontaining products or asbestos-containing products (Professional Liability Insurance General Conditions C. 10/ II).
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